Plymouth, Canton and Northville Michigan real estate listings, home buying, selling and relocation information

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Financing Your Home >Lenders Want to Say Yes

If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.

A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.

There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.

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Q	What is the earliest residential building that remains in Manhattan?
A	Fraunces Tavern, built in 1719, is where George Washington delivered his Farewell Address to his officers in 1783.
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Sandy Pattock-Beeler and Team, REALTORŽ, real estate agents and broker for Plymouth, Canton and Northville Michigan home listings, property and land for sale - NUMBER1EXPERT(tm)

Sandy Pattock-Beeler and Team
Coldwell Banker Preferred Realtors
44644 Ann Arbor Rd.
Plymouth, MI 48170
Direct Line: 734-416-0134
Fax: 734-454-4517
Email: SandyPattockBeeler@yahoo.com
Sandy Pattock-Beeler and Team have become the Realtors of choice in the Canton, Plymouth and Northville real estate markets for one reason, they provide each and every client an unparalleled commitment to the highest level of Personalized Service, Loyalty, and Professionalism. Sandy Pattock-Beeler and Team continually strive to exceed your expectations, making your real estate transaction a pleasureable and stress free experience, whether youre Buying, Selling or Relocating. Sandy is the recipient of Coldwell Bankers International President Premier the highest possible award for a sales associate, ranking in the top 1/2% out of 120,000 agents worldwide, and consistently achieves the #1 agent honor at Coldwell Banker Preferred Realtors. Sandy Pattock-Beeler and Team specialize in residential resale and new construction working hand in hand with local builders and developers. Call Sandy Pattock-Beeler and Team for all of your Buying, Selling or Relocation needs. We also provide leasing and rental management assistance.

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